Xbox All Access has been announced

Xbox All Access financing plan announced

The Xbox One S bundle includes the console, which supports 4K video content, and HDR for improved clarity and color reproduction on HDR-compatible televisions, for $21.99 per month.

Dubbed Microsoft All Access, the service offers two tiers for two different prices for a limited time.

Because both packages come with Xbox Live Gold and Game Pass, you'll have over 100 titles to download from the moment you open the box and dozens more available to you for free over the next two years thanks to Microsoft's Games with Gold program.

From a cost perspective, the All Access program seems like a decent deal. Taking a cue from the phone carriers, the service which is available now brings together Xbox Live, Game Pass, and a console under one subscription plan on a two-year contract.

All that said, if you've got good credit and are willing to make the payments, Xbox All Access could be a solid deal. Take the Xbox One S bundle, for example. For the Xbox One X, you only save about $20 over the course of two years, but you also don't have to pay that all at once.

The Xbox One X usually carries a $499 price tag, the Xbox One S is about $299 and each streaming service costs $9.99 per month, though the costs can vary depending on promotions and sign-up deals. That means Xbox All Access offers gamers a way to bypass the high cost of entry when it comes to games consoles - and it'll test whether people are ready for monthly hardware contracts to invade the gaming world.

^DELL PREFERRED ACCOUNT (DPA): Offered to US residents by WebBank, Member FDIC, who determines qualifications for and terms of credit. The only catch is that the offer is only available at Microsoft Retail stores; there's no online ordering available. Assuming you can afford it (and, obviously, that you actually want an Xbox One), this might not be a bad way to buy a new console.

Last week, a report surfaced regarding an upcoming subscription from Microsoft, named Xbox All Access.

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